Bank Mandiri extends Rp820 trillion credits in 1st semester of 2019

Bank Mandiri extends Rp820 trillion credits in 1st semester of 2019Bank Mandiri Finance and Strategy Director Panji Irawan during a media gathering at Mandiri Plaza in Jakarta on Monday,(ANTARA/AstridFaidlatulHabibah)

WARTABARU.COM – State lender Bank Mandiri extended Rp820 trillion in credits in the first semester of 2019, up 9.5 percent compared to the same period last year, the bank's finance and strategy director Panji Irawan said,

The amount of credits channeled to corporation segment grew 21.2 percent and the amount of credits extended to micro businesses rose 23.6 percent year on year, he said in Jakarta on Monday.

"Bank Mandiri's performance continued to improve until the first semester of 2019," he said.

The consolidated credit growth of 9.5 percent was the result of the bank's effort to improve the quality of its assets as shown by the declining gross ratio of non-performing loans (NPLs) by 54 basis points to 2.6 percent in the first half of 2019 from 3.13 percent in the corresponding period last year.

In the meantime, the consolidated third party fund placements in the first semester of 2019 grew 6.8 percent yoy to Rp827.8 trillion of which 62.4 percent constituted public savings.

"Bank Mandiri prioritizes the growth of third party fund placements particularly from public savings," he said.

The bank also saw net interest income grow 9.1 percent yoy to Rp14.4 trillion in the first semester of 2019 and core non-interest income increase 5.9 percent yoy.

"The income was derived from foreign exchange and retail transactions," he said.

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